Your next chapter starts here.
Friendly, independent mortgage, protection, and home insurance advice for people going through divorce or separation. No jargon. No judgement. Just honest advice from someone who genuinely cares.
Going through a separation is stressful enough. Sorting out your mortgage doesn't have to be. Whether you're buying out a partner, starting fresh somewhere new, or just trying to understand your options — I'm here to help. From sorting your mortgage to making sure you and your family are properly protected — I'll help you put the right pieces in place.
A mortgage loan will be secured against your home or property.
Hi, I'm Vicky.
I’m an independent mortgage, protection, and home insurance adviser based in South Yorkshire, and I’ve been helping people find their financial footing since 2017.
A big part of what I do is supporting people going through divorce or separation — and it’s the work I find most rewarding. I know this time of life can feel completely overwhelming, and I’m here to take the mortgage side of things off your plate. Calmly, clearly, and without any of the jargon.
My advice doesn’t stop at the mortgage. As part of the process, I’ll review your protection insurance and home insurance too — making sure everything is in the right place for your new circumstances, not just the bricks and mortar.
I’m not tied to any lender, which means I search the whole market to find the right deal for you — not just the easiest option. Based in South Yorkshire and beyond, I work with clients across the UK.
More about Vicky →Our Services
Divorce & Separation Mortgages
Sorting your mortgage when life is changing
Whether you want to stay in the family home, buy out your partner, or start fresh somewhere new — I'll help you understand your options and find the right mortgage for your circumstances.
Buying Your Own Home After Separation
Starting over as a single buyer
Not sure what you might be able to afford on one income? I'll work out the options available to you and find a lender that understands your circumstances.
Protection & Home Insurance
Making sure you're properly covered — from day one
Your circumstances have changed — your cover should reflect that. I'll review and arrange the right protection and home insurance for your new situation. Protection policies are not regulated by the Financial Conduct Authority. The value of protection depends on the product and your individual circumstances.
Mortgage Capacity Reports — done properly.
Mortgage capacity reports are often treated as a one-off document. But divorce and separation are rarely straightforward — income changes, assets shift, and timelines move. I provide mortgage capacity reports that reflect real life, not just a single moment in time, giving solicitors, mediators, and courts the practical, lender-aware insight they need to make informed decisions.
Mortgage Capacity Reports are charged at £295.
ArrayWhat my clients say
I'd love to add your story here. If I've helped you through a separation, a Google Review means the world — and helps others in the same situation find me.
"Vicky made what could have been a stressful process so much easier. She explained everything clearly and found us a mortgage we didn't think was possible."
Helpful reads — straight-talking advice for every stage
Should You Keep Joint Life Cover After Separation?
Maintenance Payments and Mortgages – What Lenders Really Look For
Life Insurance and Divorce — Who Gets the Payout?
How to Buy Out Your Ex and Keep the Family Home
Why Reviewing Your Protection Cover During & After Divorce Is Essential
5 Things You Can Do to Help Secure a Mortgage When Going Through a Divorce or Separation
Ready to find out where you stand?
You don't need to have everything sorted before you get in touch. Most people come to me at the "I'm not sure what's possible" stage — and that's exactly the right time to have a chat. I'll make sure you have all the information you need to make the right decision for you — explained clearly, with no jargon and no pressure.